First Community Bank offers Positive Pay as a cash management tool for business owners looking to minimize loss due to fraudulent checks written on their business account(s). As the business owner, you provide First Community Bank a list of checks written on the business account(s) via our internet banking application. Checks submitted for payment are then compared to the information provided. If there are any discrepancies, that check is returned to you for review.

So How Does Positive Pay work?

Step 1: Uploading Check Information to the Bank

Upload information to First Community Bank via the internet banking application. This includes payee, date, amount, and check number.

Step 2: Payment Information and Presented Check Information Verification

When a check is presented to First Community Bank, the information on the check is then compared to the information previously uploaded by the business owner. If the information does not match, then the business owner determines whether to accept that item for payment or to decline payment. The choice is yours.

Positive Pay can serve as a great tool to help businesses safeguard their financial accounts against check fraud.

*Some restrictions and fees apply.

Cash Management

UNLAWFUL INTERNET GAMBLING ENFORCEMENT ACT OF 2006 This notification is provided pursuant to the Unlawful Internet Gambling Enforcement Act of 2006 (the “Act”) and Regulation GG.  The Act prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. Accordingly, these restricted transactions are prohibited from being processed through an account or other relationship with First Community Bank.

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