First Community Bank (FCB) of East Tennessee recently announced several promotions as well as a new addition to the team.

Matt Cradic

Matt Cradic has been named vice president.  He currently serves the bank as a senior credit analyst and banking officer.  With more than 15 years of financial services experience, Cradic was previously employed as an auditor for Fortner & Smalley, PLLC and an assistant vice president/financial analyst for CitiGroup. 

Cradic holds a Bachelor of Science degree in Accounting from UVA Wise and is licensed Certified Public Accountant.  He currently resides in Mount Carmel, Tenn.    

Ashley Lawson has been promoted to assistant vice president and branch manager of the West Main Street location in Rogersville.  Lawson has been with the bank since 2004. 

Ashley Lawson

A 2016 graduate of the Southeastern School of Consumer Credit and Leadership Hawkins, Lawson will be responsible for the day-to-day retail operations of the branch as well as regional business development.  

Named the 2018 Best of the Best Loan Officer in Hawkins County by the Rogersville Review, Lawson is the current president of the Rogersville Kiwanis Club.  She resides in Rogersville with her husband and three sons. 

Church Hill Branch Manager Stephanie Potts has been named vice president.  She currently serves as a lender and banking officer. 

Stephanie Potts

She was formerly the branch manager of FCB’s downtown Kingsport office, and most recently served the bank as an assistant vice president.  Potts will continue in her business development role in Hawkins County and the surrounding areas as well as facilities manager for all seven FCB branch locations.

A graduate of Gate City High School, Potts attended Mountain Empire Community College and also graduated from the Southern School of Consumer Credit.  She was named Best of the Best Loan Officer in Hawkins County by the Rogersville Review in 2017 and named the 2018 Lender of the Year by the FCB Board of Directors. 

Potts and her husband, Chris, reside in Gate City with her two children, Kierra and Eli Starnes.     

Cathy Trent

Cathy Trent has been promoted to banking officer. She currently serves the bank as the accounting department supervisor overseeing four employees. 

With more than 20 years of accounting experience, she has been with FCB for 17 years. 

A Spring City, Tenn. native, Trent attended Tennessee Tech and the University of Tennessee.  She currently resides in Rogersville with her husband and daughter.

Beverly Oxford

Beverly Oxford has joined the bank as vice president and loan operations manager.  With more than 39 of years of financial services experience, Oxford was previously employed by First Commonwealth Bank in Prestonsburg, Ky., as the compliance and BSA officer. 

In her new role at FCB, Oxford is responsible for the daily management of the bank’s centralized loan processing and loan portfolio review among other duties.  She and her husband, Dennis, currently reside in Kingsport and have three children and five grandchildren.  

About First Community Bank of East Tennessee

With more than $175 million in assets, First Community Bank offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more.  The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. 

Founded in 1993, First Community Bank currently has seven locations in Rogersville, Surgoinsville, Church Hill, Kingsport and Colonial Heights.  Check us out on Facebook at or Instagram at  For more information, visit or stop by a branch location near you.


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