In recognition of National Homeownership Month, First Community Bank of East TN and the Independent Community Bankers of America (ICBA) are reminding potential new home owners of the resources that community banks provide to make financing easier and more affordable.

Owning a home is an investment in your future. Our trusted lenders live in the communities we serve. They are here to help navigate the process and select the appropriate financing that works best for you and your family. Meet Our Mortgage Lenders – First Community Bank

So, whether you are refinancing or purchasing your home, First Community Bank of East TN can help you determine:

  1. The ideal loan amount and products to meet your budget considerations. We can review the mortgage process in detail and flag ideal programs and loan features.
  2. How mortgage rates, the loan amount, property taxes and insurance premiums affect payments. This will help you set a home budget to help you manage your homeownership expenses.
  3. Your rights and obligations under your mortgage contract. Today’s consumers have many financing options—each with unique stipulations outlined in the fine print. We are here to help you understand the process from beginning to end.
  4. Additional resources to help you create a budget and set financial targets. Free online educational tools can also be found at www.hud.gov.

“For many Americans, homeownership is the key to building roots and creating financial stability,” said ICBA President and CEO Rebeca Romero Rainey. “As relationship lenders, your local community bank is here to help and can shepherd you through the process to improve your prospects for success as an informed buyer.”

About Community Bank

First Community Bank was founded in 1993 in Rogersville, TN. The bank is a locally owned and managed financial institution serving a broad market that encompasses an area up to 325 miles from its headquarters location in Rogersville. The bank was founded on the premise that individuals and small and medium size businesses were under served by large traditional banks. The Bank operates brick and mortar branches in Hawkins and Sullivan Counties in Northeast Tennessee but offers a full range of digital banking services.

At First Community Bank we believe our relationships with our customers are at the heart of everything we do. We are committed to a relationship and customer service that is unparalleled. As our customer, shareholder, or friend, you can be sure that the employees of First Community Bank work diligently to earn and keep your business and to instill your confidence in us.

About ICBA
The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.

With nearly 50,000 locations nationwide, community banks constitute roughly 99 percent of all banks, employ nearly 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding nearly $5.9 trillion in assets, over $4.9 trillion in deposits, and more than $3.5 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at www.icba.org.

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