First Community Bank of East Tennessee believes there are benefits to consumers who have a personal relationship with their hometown lender that has deep community roots and a vested interest in their customers’ financial success.
“We never stop working to earn your trust and business,” said Debbie Price, Vice President, Branch Manager & Loan Officer at First Community Bank of East Tennessee. “We know you have a choice in whom you entrust with your financial needs. We are so grateful for the opportunity to ensure your continued financial health, and that of the communities we have proudly served for 30 years.”
Community banks are financial stewards of their communities, helping to fund more than 60 percent of small businesses and more than 80 percent of agricultural loans, while also helping local families finance major life purchases and build financial security. Community banks:
- Respect and honor community ties. They channel loans to neighborhoods where their depositors live and work, which helps keep the local economy churning.
- Are relationship lenders, taking a holistic approach to lending that considers numerous sources of information, including credit history and discretionary spending.
- Understand and embrace local businesses. The Federal Reserve has repeatedly found that small businesses that apply for loans with community banks are more successful and satisfied.
- Give back. Serving local communities is a part of the community bank tradition as reflected in ICBA’s National Community Bank Service Awards.
“Community banks have built their reputation on providing a comprehensive suite of financial products and services that address the unique needs of their customers at every phase of their financial journey,” ICBA President and CEO Rebeca Romero Rainey said. “Where you choose to bank matters because it’s the first step in building a life-long relationship that can put you on the path to financial freedom. ICBA is honored to represent the nation’s community bankers that make a difference in the financial lives of their customers every day.”
ICBA Chairman, Brad M. Bolton states, “One of our greatest assets is our reputation as relationship bankers. When things get tough, people want to be able to talk to their banker. They want to come into the bank and say, “We need your support to figure things out.” With community bankers by their sides, they have a real connection to someone who can help solve their problems, and we’re able to find creative solutions to work with them in trying times. That’s the community bank difference, and we should be proud to reiterate it throughout the year.“
About First Community Bank of East Tennessee
First Community Bank was founded in 1993 in Rogersville, TN. The bank is a locally owned and managed financial institution serving a broad market that encompasses an area up to 325 miles from its headquarters location in Rogersville. The bank was founded on the premise that individuals and small and medium size businesses were under served by large traditional banks. The Bank operates brick and mortar branches in Hawkins and Sullivan Counties in Northeast Tennessee but offers a full range of digital banking services.
At First Community Bank we believe our relationships with our customers are at the heart of everything we do. We are committed to a relationship and customer service that is unparalleled. As our customer, shareholder, or friend, you can be sure that the employees of First Community Bank work diligently to earn and keep your business and to instill your confidence in us.
We offer a complete range of financial products and services including checking accounts, money market and savings accounts, certificates of deposit, individual retirement accounts, business accounts, and more. First Community Bank offers a full range of lending options for individuals and businesses. Our commercial lending specialists or retail banking team can customize the financing to match your specific, unique needs.
Our philosophy of local bank decision-making and personalized service is the driving force of our business. We are proud to be a true Community Bank and thank you for giving us the opportunity to serve you!
The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services. With nearly 50,000 locations nationwide, community banks constitute roughly 99 percent of all banks, employ nearly 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding more than $5.8 trillion in assets, over $4.9 trillion in deposits, and more than $3.5 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America.