
The only way to achieve your financial goals is to understand your current financial situation. So, start the year by creating a budget. Our friends at consumer.gov have a Budget Worksheet (Making a Budget | consumer.gov) to help you assess your current situation. You will need your monthly income, a list of recurring bills, and any other monthly expenses you have. A budget will help you determine if you will have enough funds to cover your expenses each month. Plus, it can also help you save for emergencies and any other goals you may have.
Invest in the success of your financial future and create a budget today!